We have medical insurance through Kasier. I've had Kaiser for a long time, and I love it for the most part. It's like a nice one stop shop where I can get everything I need done.
I've had really good experiences with Doctors there too. With the exception of the one who basically called me fat and told me I need to "watch it" when I gained like 7lbs when I was 4 months pregnant with Brynlee. Don't even get me started on that guy. Word of advice, don't ever call a pregnant woman fat.
And then there was Dr Been, the pediatrician who literally saved Brynlee's life. I LOVED him, and am still sad that he moved away.
Before and during my D&C my gynecologist Dr Sandborn was amazing as well. He was really helpful, really honest and I felt he truly cared about my well being. He was the one who basically told me I needed to get a D&C as any other option would have been detrimental to my mental and physical health. I have no doubt that was the right choice.
Before I got that procedure done, I needed to figure out how much insurance would cover. I was quoted an out of pocket price of around $360 or so. High yes. But you can't put a price on mental health. When we check into the hospital I was again told the price of $360. The procedure went off without a hitch and I'm fully recovered as far as I can see.
Until we got a bill for this procedure in the mail. Long story short, instead of the $360 ish price I was quoted we are being charged $1000 ish. My eye balls popped out of my head when I saw that one. Turns out the "estimate" I got didn't include a ton of hidden fees, ie recovery room usage (wtf?), etc. I promptly called Kaiser to tell them I only opted to get this procedure done because I was told it would be $360 ish. Maybe $500 at most. Not double that. What is the point of an estimate if the actual cost is more than double the cost? Maybe you can put a price on mental health after all!?
So now I do have a doubt that that procedure was the right choice...I'm glad I got it done. But if I'd known it was that expensive I probably would not have done it. I wrote a scathing letter to Kaiser. I'm not holding my breath for any kind of retribution. Luckily they have a payment plan that is interest free.
The saddest part about this is when I had Brynlee it cost $500. That's it. Now I'm having to pay double that and I don't even get a baby out of it!
Looking at the bill, the D&C procedure was $10,000. About $9000 of that my insurance covered. Maybe it's not the best insurance, but at least I have insurance at all!
Lesson learned here. You better believe I'm going to think twice the next time I get a "estimate" on a medical procedure!
Waiting for James to arrive!
2 years ago